The Business Debt Advisor
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The Business Debt Advisor

Cash Flow Problems

A debt solution may not be suitable in all circumstances. Fees may apply and will affect your credit rating. 

Cash flow problems occur when a business does not have enough available cash to cover its liabilities. When cash outflows exceed cash inflows, businesses may struggle to pay debts and other expenses. Positive cash flow is the lifeblood of any business. Yet cash flow problems threaten businesses throughout the UK. The causes of cash flow problems vary from factors outside the control of the business e.g. interest rate rises, inflationary pressure resulting in increases in bills and staff costs to issues within your business such as debtors not paying bills on time. Net cash outflows don’t necessarily indicate that a business has a cash flow problem. It’s very common for businesses to experience a net cash outflow when making big payments or experiencing a seasonal slowdown. Cash flow only becomes a problem when outflows exceed inflows. This can result in the business using up all its cash reserves which means it is unable to meet its liabilities. Cash flow issues arise from low-profit margins, invoicing issues, collecting debts, and over-investing in stocks and materials. Cash flow problems are an early warning sign of business failure. We can help you analyse your cash flow and help you to fix them. Our team of highly experienced business advisors specialise in guiding small businesses. We will help you choose and implement the right solution for your business.

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We provide the most comprehensive debt advice and support for individuals and business owners. Our experienced team offers a personal approach to finding solutions to your debt challenges.

We offer expert debt advice
The Business Debt Advisor has the experience and knowledge to advise customers on the best solution for their debt problem, no matter how complex the current situation may be.
We offer expert debt advice
We are qualified & regulated
Offering a wide range of formal and informal debt solutions. The Debt Advisor Ltd. is authorised and regulated by the Financial Conduct Authority. Formal insolvencies are undertaken by a licensed insolvency practitioner..
We are qualified & regulated
We are good communicators
Clear and realistic information is provided to customers at all times to enable the business or personal debt problem to be solved.
We are good communicators
We find the right solution
There are debt solutions designed help your financial situation. The Business Debt Advisor can offer advice covering all solutions.
We find the right solution

Client Story

We had never heard of a CVA and had concluded that the only solution was cessation of trade. The Business Debt Advisor talked us through all the possible solutions and we were quite simply amazed that creditors would accept less than payment in full. The initial period of trading after the CVA was approved was initially tough as certain creditors would only trade on a pro-forma basis but once they realised the business was not going to fold, we were able to trade on normal credit terms. The team at The Business Debt Advisor were extremely professional and we are delighted with the outcome especially as they kept their costs to a minimum.

CVA Case